Nihonsun Wed, 18 May 2022 05:46:00 +0000 en-US hourly 1 Nihonsun 32 32 Payday Now Explained The Difference Between Payday and Installment Loans Wed, 18 May 2022 05:44:16 +0000 If unexpected events occur and unexpected events occur, the majority of Americans do not have enough money to cover their expenses. In fact 58 percent of Americans have less than $1,000 in savings.

In addition, throw in an unexpected occasion — such as an emergency hospital visit, car crash, or an appliance malfunctioning -and the majority of Americans find themselves in a financial bind.

If you’re a small savings, when life throws up a wrench into the process getting by can be a challenge. This is when payday loans and installment loans become necessary.

The two payday loans and installment loans are personal loans that are utilized to help you pay for the bills. What is the different? Does one have more value than the other?

Installment Loans in comparison to Payday Loans

Instalment loans fall into a large category which includes car loans, mortgages and personal loans and are typically longer-term and need credit checks. They are technically considered to be a form that is an installment loan, but with the benefit of a shorter repayment term with higher interest rates and there is no credit checks required. In the payday business, they have adopted the term’short duration installment loan’ as a strategy to avoid the stigma that is associated in payday loans.

Installment Loans

The term “an installment loan can include all types of loans, including mortgages, car loans boat loans, etc. However, the kinds offered by installment loans that are comparable to payday loans are usually labeled “personal loans.”

Like every installment loan, you get an amount of money at the start. You’ll then make one fixed monthly payment for the term of the loan. It could be for the length of a loan for your car and 30 for mortgage loans. Personal installment loan is usually around 12 months.

A legitimate individual installment loan will require a credit test and a long loan application process.

The interest rates for personal installment loans will be MUCH more attractive than payday loans — even in the event of a poor credit.

Be aware that all this information is about actual individual installment loans — not “short term installment loans,” which is really an unintentional euphemism to refer to “payday loans.”

Payday Loans

Payday loans are smaller loans, generally under $1,000. They are due on the following payday (hence that name). Most often, you’ll send a postdated check or make an account with your banking institution, so that the lender will be able to take the money upon the next payday.

The issue of payday loans is when you aren’t able to repay them. The lender will let you carry over the loan and then pay it back on the next payday, with a higher rate of interest. Most often, they’ll add some late fees too.

The issue? Interest rates can be quite high, ranging from 400 percent APR in the average. In addition, there are nearly always fees and penalties that are that are associated with the loan.

Payday loans do not require an credit checking and are very easy for anyone to qualify. Beware of payday loans at all costs If you decide to choose to take one out, make certain that you’re able to make the payment in total. In the event that you don’t, you’ll be in the midst of a lot of pain.

Which is Better: Payday Loan or Installment Loan?

It’s pretty straightforward any thing is more valuable than a payday loan.

If you’re eligible for a individual installment loan, 99% times, you’ll need to consider that option instead of applying for payday loans. A payday loan can almost definitely result in a pile of collections calls, debts, lawsuits, and in some cases, bankruptcies. Once you’re free of the immediate financial crisis, concentrate on making an effort to reduce your expenses instead.

Don’t be fooled by the phrase “short-term installment loan.” It’s really a payday loan.

Chardham Yatra: Uttarakhand government orders registration of worshipers Tue, 17 May 2022 15:01:20 +0000 The government has urged worshipers to start their journey only after checking the available registration slots on the Uttarakhand Department of Tourism portal.

The Uttarakhand government on Tuesday issued a notice to Chardham yatra pilgrims to register mandatory before starting their journey.

The government has urged worshipers to start their journey only after checking the available registration slots on the Uttarakhand Department of Tourism portal.

According to the notice, no pilgrim will be allowed to go beyond Rishikesh without registration.

The tourism department has also set a certain limit for the registration of pilgrims in the state.

“The registration limit has been set according to the carrying capacity of different Dhams, in order to make the journey of pilgrims coming to Chardham pleasant and safe, pilgrims should travel only after checking the availability of the registration,” the Department of Tourism said.

In addition to this, the government has also asked passengers to follow the health advisory during the Chardham Yatra.

Earlier on May 11, the state’s chief minister, Pushkar Singh Dhami, also announced compulsory registration of Char Dham Yatra.

On Dhami’s instructions, the state health department also commissioned the medical screening center at the Char Dham Yatra entry and registration site on Friday, May 13.

Char Dham Yatra began on May 3 after a nearly two-year hiatus due to the coronavirus pandemic. Unlike last year, the government did not require carrying a negative Covid-19 test report or a COVID-19 vaccination certificate.

The yatra started with the opening of the Gangotri and Yamunotri gates for devotees on May 3, on the occasion of Akshay Tritiya in the presence of CM Dhami, while Kedarnath reopened on May 6 and the gates of Badrinath opened May 8.

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Tips for preparing for the worst-case scenario Tue, 17 May 2022 10:16:32 +0000

Ferdinand “Bongbong” Marcos Jr., the son of the late dictator, won the presidential election in the Philippines. He will face the same challenge that President Duterte faced six years ago. Namely, the challenge of managing relations with China and defining the role that security relations with its ally, the United States, should play. However, the strategic environment the Philippines finds itself in in 2022 is different than it was in 2016. The Philippines now faces the additional challenges of a suspended South China Sea arbitration award, Chinese influence heightened and a seriously damaged relationship with the United States.

The United States, the Philippines’ only ally, has begun to use the term “integrated deterrence” more frequently in the past year. In the words of Pentagon officials, this can be understood to mean not only the integration of traditional land, sea and air domains with new domains such as space and cyber, but also whole-of-government efforts and cooperation deeper with allies and partners. . The Philippines, located south of the first island chain, is of key geopolitical importance to the United States in Asia-Pacific. Its geostrategic position on the South China Sea makes improving the country’s deterrence capabilities essential for maintaining peace and prosperity in the region.

Against the backdrop of the US-China confrontation, one would think that the Philippines’ path should be obvious. But President Duterte took a different course, which failed to honor the South China Sea arbitration award and work to strengthen security ties with the United States from the Aquino III administration. In order to avoid the mistakes of six years ago, it is imperative to take a comprehensive look at the options open to new President Marcos, who will take office on June 30, and prepare for the worst-case scenario. The first scenario, the most unlikely, is that the next administration is pro-American like the Aquino III administration. In this scenario, Marcos would respect the South China Sea arbitration award and minimize Chinese influence by developing the national infrastructure of the Philippines without Chinese capital and strengthen security relations with the United States. On the security front, the Philippines would gradually expand its five bases under the Enhanced Defense Cooperation Agreement (EDCA) signed in 2014 and could introduce equipment into the Philippines that would induce China to deter.

The next scenario is that President Marcos will follow President Duterte’s foreign policy. In this scenario, China’s influence in the Philippines will be maintained and security relations with the United States will not develop as desired. This scenario is the most likely, as President-elect Marcos leans toward maintaining President Duterte’s friendly stance toward China. Given that Defense Minister Lorenzana has largely supported security policy under the Duterte administration, it will be extremely important to know who will occupy this position in the new Marcos administration and what role this person will play. It should also be noted that under the Duterte administration, progress was made in defense cooperation with Japan and Australia to deal with a reduced American presence.

The third and worst-case scenario is that the next president will adopt a more pro-China foreign policy than that of President Duterte. Security relations with the United States would be severed and the security partnership with Japan and Australia, which has gained momentum in recent years, would stagnate. This undesirable situation is synonymous with the loss of the Philippines as a potential base for accumulation, organization, supply and exits of troops in the event of a crisis in the Taiwan Strait.

At this point, it would be prudent for the United States, as allies, to offer cooperation and support to encourage President Marcos to adopt the first option. But if we want to learn from past mistakes, it’s important to keep three things in mind. First, US approaches must be tailor-made. In other words, the assistance offered must be carefully tailored to the needs of the Philippines. For example, although the US State Department has approved the possible sale of F-16 fighter jets, Sidewinders and Harpoon missiles to the Philippines in 2021, the Philippines may be forced to abandon this purchase and seek new sources. other fighter jets due to affordability issues. This is an example of an unequal approach, where the offer of assistance from the United States does not take into account the real situation in the Philippines.

Marcos Jr. on the West Sea PH:

Second, security relationships must be sustainable. One of the Japan-Philippines defense cooperation programs developed under Prime Minister Shinzo Abe’s administration, the Capability Building Project, which uses the capabilities of the Japan Self-Defense Forces (JSDF) to help increase the capability of Philippine Armed Forces, received high praise. As a senior JSDF official said, “Depending on the needs of the supported countries, we will work with care and patience for a long time,” and such efforts are meaningful not in the short term but on a sustained basis. Although when the Biden administration rolled out the Indo-Pacific strategy, the senior official mentioned, “there has been a longstanding continuity, which is, you know, between administrations and between parties. in terms of looking at the basic principles of what we do with the region”. and Biden has yet to show any difference from the Obama administration’s “pivot to Asia” or “Asia rebalancing,” which emphasized the Asia-Pacific region.

Third, defense cooperation and accompanying support from the United States should avoid a gap between saying and doing. Promising statements, unsupported by actions, discourage peers. As Zach Cooper, a senior fellow at the American Enterprise Institute, explained, “Asian officials worry about America’s ability to turn words into action. This strategy, like other recent documents published by the administrations of the two parties, often appears more rhetorical than realistic. The gap between positive messages and what is actually done must be reduced.

In July 2016, the South China Sea arbitration award was dropped by President Duterte. And in May 2022, he did not attend the US-ASEAN summit. If the United States wants “integrated deterrence” to work in the first island chain, it must repair its damaged relationship with its ally, the Philippines, and strengthen its security ties. When deterrence fails, we cannot always fight under perfect conditions and we need to think hard about how to allocate limited resources. It remains to be seen what decision President Marcos will make, but there is still a way for us to assume the worst and prepare for it. –

Lt. Col. Kojiro Tonosaki is a transport pilot in the Japan Air Self-Defense Force and currently a Visiting Scholar with the Japan Chair at the Center for International Strategic Studies. The opinions expressed here are solely those of the author.

Japan Loyalty Programs Market Report 2022: Vendors Are Mon, 16 May 2022 12:23:36 +0000

Dublin, May 16, 2022 (GLOBE NEWSWIRE) — The “Data Book on Market Intelligence and Future Growth Dynamics of Loyalty Programs in Japan – Over 50 KPIs on Loyalty Program Trends by End-Use Sectors, Operational KPIs, Sales Product Dynamics in Retail and Consumer Demographics – Q1 2022 Update” report has been added to from offer.

Japan Loyalty Programs Market Expected to Grow 12.6% YoY to US$10,160.8 Million in 2022

In terms of value, the loyalty program market in Japan recorded a CAGR of 13.0% during the period 2017-2021. The loyalty program market in Japan will continue to grow during the forecast period and is expected to register a CAGR of 11.9% during the period 2022-2026. The loyalty program market in the country will grow from US$9024.8 million in 2021 to reach US$15936.7 million by 2026.

Point cards and loyalty programs are everywhere in Japan. For several years, the rewards system has been a popular way for brands and retailers to encourage customers to become frequent buyers. Whatever form it took – plastic card, stamp card or digital app – most merchants and retailers across the country use some sort of loyalty and rewards program. This has led to steady growth in the loyalty and rewards industry in Japan over the past three to four years, and the publisher expects the trend to continue in the short to medium term.

From telecommunications providers to e-commerce platforms and convenience stores, all are taking advantage of the growing preference for loyalty programs among consumers to drive their growth and additional revenue in Japan. Notably, hotel groups are entering into strategic partnerships with loyalty program providers to gain direct access to members, which will later help them increase their market share in the country.

In Japan, retailers of all categories, including restaurants, cafes, clothing stores, car rental agencies and many more, like to offer their customers a loyalty program. Additionally, customers in Japan want to earn points and rewards no matter where they shop in the country.

Therefore, the publisher expects retailers to experience strong growth that continues to increase their retailer network. In particular, this was one of the main reasons why the T-Point program, which was one of the best loyalty programs in the country a few years ago, fell in the rankings. The T-Point program has been abandoned by several retailers in Japan, while new loyalty programs, such as the one offered by Rakuten, have been able to see strong growth over the past three to four years as it has continued to increase its network. of partners.

Additionally, the differentiated approach to loyalty programs has also helped Rakuten become the preferred loyalty program for Japanese consumers. The publisher therefore expects that the increase in the partner network and the offer of differentiated loyalty programs will help suppliers to stimulate their growth over the next four to eight quarters.

Loyalty program providers strengthen their network of partners to accelerate their growth in Japan

To make their program even more attractive to consumers and provide them with more choices for earning and spending their loyalty points, loyalty program providers are entering into strategic partnerships with more and more brands.

  • In July 2021, Rakuten announced that the company had entered into a strategic partnership with Marriott International. As part of this strategic collaboration, members of the Rakuten Loyalty Program will enjoy more benefits such as discounted member rates, the opportunity to earn more points, and other member-only benefits. On the other hand, the strategic collaboration with Rakuten will allow Marriott to directly access the more than 100 million members of the Rakuten loyalty program.

The publisher expects more such strategic collaborations over the next four to eight quarters, which will further boost the popularity of loyalty programs in Japan in the short to medium term.

Global players launch their rewards program to gain market share in Japan

As the loyalty and rewards program market continues to grow year on year in Japan, global rewards platforms are expanding their footprint in the country to gain more market share in the global industry.

  • In October 2021, Miles, one of the world’s leading rewards platforms, announced that the company was expanding its presence in the international market by launching its service in Japan. Notably, the launch of Miles in Japan builds on the platform’s rapid growth, which now offers members 500 personalized rewards from 360 brands.
  • In Japan, the market has partnered with major national brands such as Garmin, Hulu, Japan Airlines, Under Armour, Family Mart, and Red Bull, among others. Building on its success in the US market, Miles allows Japanese people to earn miles for all their trips, which can then be redeemed at partner stores across the country.

Japanese luxury car makers introduce new buy-back and loyalty programs for overseas customers

The demand for loyalty programs is growing globally, and not just in Japan. Amid these growing trends, Japanese luxury car makers are launching new buy-back and loyalty programs for their Indian customers.

  • In March 2022, Lexus, celebrating its 5th anniversary in India, announced that the firm was launching a new buyback and loyalty program for its customers in the country. Notably, the program comes as part of the company’s anniversary celebrations in India, as it completes five years since its arrival in the country.

The publisher expects more such loyalty program launches by Japanese brands in the global market in 2022 and beyond.


Japan Loyalty Spending Market Size and Future Growth Dynamics by Key Performance Indicators, 2017-2026

Japan Loyalty Spending Market Size and Future Growth Dynamics by Functional Areas, 2017-2026

  • Loyalty programs
  • Loyalty platforms

Japan Loyalty Spending Market Size and Future Growth Dynamics by Loyalty Program Type, 2017-2026

  • Points-based loyalty program
  • Tiered Loyalty Program
  • Subscription Loyalty Program
  • Loyalty program
  • Coalition Loyalty Program
  • Hybrid Loyalty Program

Japan loyalty spending market size and future growth dynamics by channel, 2017-2026

Japan loyalty spending market size and future growth dynamics by key sectors, 2017-2026

  • Retail
  • Financial services
  • health and wellbeing
  • Restaurants and food delivery
  • Travel and hospitality (taxis, hotels, airlines)
  • Telecoms
  • Media and entertainment
  • Others

Japan Loyalty Spending Market Size and Future Growth Dynamics by Retail, 2017-2026

  • Diversified retailers
  • Department stores
  • Specialty stores
  • Clothing, shoes and accessories
  • Toy and hobby stores
  • Supermarket and Convenience Store
  • home products
  • Other

Japan Loyalty Spending Market Size and Future Growth Dynamics by Accessibility, 2017-2026

  • Access by card
  • Digital access

Japan Loyalty Spending Market Size and Future Growth Dynamics by Consumer Type, 2017-2026

  • B2C consumers
  • B2B consumers

Japan Loyalty Spending Market Size and Future Growth Dynamics by Loyalty Platforms, 2017-2026

Japan loyalty spending market size and future growth dynamics by software platform, 2017-2026

  • Custom built platform
  • Ready-to-use platform

Japan loyalty spending market size and forecast by demographics and consumer behavior, 2021

  • By age group
  • By income level
  • By gender

For more information on this report, visit

		Travel booking companies spend a lot on marketing
		Sun, 15 May 2022 23:54:44 +0000


In a bid to entice more people to book flights and accommodation, travel booking agencies are spending heavily on advertising, Reuters reported on Friday (May 13).

It comes as the summer travel season looms and companies want to try and get travel back to pre-pandemic levels.

Various companies like Airbnb, Booking Holdings, and Expedia have been among the biggest losers from the pandemic since its onset in 2020, as COVID quashed travel plans and, more broadly, the need to travel at all.

Now things may be looking up, with about six in 10 Americans planning to take at least one summer trip in 2022, according to data from the nonprofit US Travel Association.

Some analysts have speculated that it could be the biggest summer travel season in years. This comes with a new deluge of spending, with the industry expected to spend 14.2%, or about $4 billion, on digital advertising, according to statistics from marketing firm Insider Intelligence.

Reuters wrote that increased spending could reduce short-term benefits, though the benefits are likely to be much greater later.

The report said March ticket prices for U.S. domestic flights rose 15% month-on-month, although the rise did not hurt flight demand. As such, Reuters posits that Americans are currently unbothered by inflation in this regard.

PYMNTS recently wrote that Airbnb has set up a Trust & Safety Advisory Coalition (TSAC) to advise the company on how to make people feel safe when traveling.

Read more: Airbnb Intros Safety Advisory Coalition

TSAC will help promote a “trusted experience” before, during and after travel. It will be made up of 22 industry organizations and will advise Airbnb on “community policies, products, support, resources and training,” the company said.

TSAC has already hosted an in-person meeting in Washington, DC, and the group will meet quarterly to brainstorm and provide progress reports, sharing ideas between meetings.



On: Shoppers who have store cards use them for 87% of all eligible purchases – but that doesn’t mean retailers should start buy now, pay later (BNPL) options at checkout. The Truth About BNPL and Store Cards, a collaboration between PYMNTS and PayPal, surveyed 2,161 consumers to find out why providing both BNPL and Store Cards is key to helping merchants maximize conversion.

Calls grow for Russia to free Ukrainian ports for grain exports Sun, 15 May 2022 17:44:52 +0000

Russia stepped up its missile attacks on Odessa last week, raising new concerns about the security of the port. (Salwan George/The Washington Post)

Foreign ministers of the Group of Seven countries have called on Russia to free up maritime export routes for Ukrainian grain and agricultural products essential to feeding the world, as food prices rise and the World Food Program warns of “catastrophic” consequences if Ukrainian ports remain blocked.

“You shouldn’t be naïve. Russia has now extended the war against Ukraine to many states as a grain war,” German Foreign Minister Annalena Baerbock said at a press conference on Saturday after the G-7 meetings. “It’s not collateral damage, it’s an instrument in a hybrid war aimed at weakening Russia’s anti-war cohesion.”

Baerbock, which hosted the three-day meeting of top diplomats in Weissenhaus, Germany, said the group was looking for alternative routes to transport grain out of Ukraine as the threat of a global hunger crisis looms. intensifies.

Up to 50 million people will face hunger in the coming months unless Ukrainian grain is released, Baerbock said, according to The Associated Press. About 28 million tons of grain are stuck in Ukrainian ports blocked by Russian forces.

As the conflict in Ukraine continues, some countries have turned to India as an alternative source of grain. But after taking steps to develop its agricultural export industry, India banned wheat exports on Friday, citing its own food security concerns.

Since Russia invaded Ukraine in February, it has all but captured the port city of Mariupol, where Russian forces have surrounded the last remaining Ukrainian fighters entrenched in the Azovstal steelworks.

Russia also took control of the Kherson region on the Black Sea and fired missiles at the main port city of Odessa, which remains under Ukrainian control. Ukraine closed its ports in late February amid the fighting, and Russian warships and floating mines prevented them from reopening.

Ukrainian President Volodymyr Zelensky said Monday that such a shutdown of port operations had probably not been seen in Ukraine since World War II. Foreign Minister Dmytro Kuleba said Friday that Ukraine was willing to participate in talks with Russia to unlock grain supplies, but his government had received “no positive reaction” from officials in Moscow, reported the AP.

David Beasley, head of the United Nations World Food Programme, spoke with US lawmakers and Biden administration officials in Washington this week to stress the urgency of reopening ports and addressing the global food crisis .

Ukraine produces enough food to feed 400 million people a year, and 30% of the world’s wheat supply comes from Russia and Ukraine, according to the World Food Programme.

“Ports are critical to global food security,” Beasley told The Washington Post. “It will be catastrophic if we don’t open these ports and move food supplies around the world.”

On an average working day, some 3,000 wagonloads of grain arrive at Ukrainian ports, where they are stored in silos and, in peacetime, shipped across the Black Sea and across the Bosphorus, and then into around the world, Beasley said. With exports blocked, silos are full, meaning there is no room to store grain for the next harvest, which is due in July and August.

The impact of the lockdown will be felt in both rich and poor countries, Beasley said, and it is already affecting market volatility. The war has pushed the prices of wheat, cooking oil and other commodities to record highs, and the US Department of Agriculture has predicted global wheat supplies will fall next year.

Countries in the Middle East and Africa are particularly dependent on Ukrainian grain. Egypt gets between 75 and 85 percent of its wheat supply from Ukraine and Russia, according to UN statistics. More than 60% of the wheat imported by Lebanon comes from Ukraine. Somalia and Benin depend on Russia and Ukraine for all of their imported wheat.

The UN has warned that food insecurity could exacerbate existing conflicts and economic crises in these regions.

The World Food Program’s operational costs to help the same number of people have increased by more than $70 million a month in part because of rising food prices, Beasley said. The programme, which provides food aid to 125 million people every day, will have to cut rations further. In Yemen, which has been experiencing an acute food crisis for years, the program has already halved food rations for 8 million people.

“We’re running out of money, prices are killing us, we’re missing billions and now we have to decide which children eat, which children don’t eat, which children live, which children die. It’s not right,” Beasley said.

The World Food Program, which buys half of its wheat from Ukraine, has asked Congress for $5 billion in additional international food aid. An emergency funding package for Ukraine containing that aid passed the House on Tuesday night, but a vote in the Senate was pushed back until next week.

Russia stepped up its missile attacks on Odessa this week, raising new concerns about the security of the port. In a statement released on Saturday, the G-7 foreign ministers called on Russia to “immediately cease its attacks on key transport infrastructure in Ukraine, including ports”.

Beasley, who visited Odessa this month as the city came under attack, said it was encouraging that Russian attacks had not targeted actual port infrastructure so far.

Russia, also a major grain producer and the world’s largest wheat exporter, has everything to gain from continuing to disrupt Ukrainian exports. G-7 ministers promised on Saturday that sanctions against Russia would “not target essential exports of food and agricultural inputs to developing countries”.

The G-7 is made up of Canada, France, Germany, Italy, Japan, the United Kingdom and the United States. The countries also pledged to increase their contributions to the World Food Program and other relief organizations.

Ukraine also accused Russia of intentionally attacking Ukrainian grain facilities and stealing grain from occupied regions for export. A State Department spokesperson confirmed to the Post that the Russian attacks damaged at least six grain storage facilities in eastern Ukraine.

Meanwhile, Beasley said he was “calling all the friends I know who have influence in Russia” to urge Russian President Vladimir Putin to allow grain shipments from Ukraine to resume.

G-7 ministers said on Saturday they were looking at other options for getting Ukrainian grain to countries in need, including establishing “agricultural solidarity pathways.” The European Commission on Thursday presented a plan to create such transport corridors, which would facilitate overland shipments of Ukrainian grain to Europe.

Trucks and trains can only transport a fraction of the grain that is typically shipped from Ukrainian ports, Beasley said. And Russia continues to attack train lines and transport infrastructure across Ukraine. But Baerbock said on Saturday that “every ton we can get out will help a little to tackle this hunger crisis,” the Financial Times reported.

“In the situation we find ourselves in, every week counts,” Baerbock said.

Victoria Bisset and John Hudson of The Washington Post contributed to this report.

]]> Sight Magazine – Ukraine leads counter-offensive against Russian forces in the East Sat, 14 May 2022 23:30:03 +0000

Kyiv/Bezruky, Ukraine

Ukrainian forces have launched a counteroffensive near the Russian town of Izium in eastern Ukraine, a regional governor said on Saturday, in what could prove a serious setback for Moscow’s plans to capture the entire Donbass region.

Russian forces have concentrated much of their firepower on Donbass in a “second phase” of their invasion which was announced on April 19, after failing to reach the capital kyiv from the north in the first weeks of the war. war.

Ukrainian Territorial Defense Forces servicemen fire an anti-tank grenade launcher as they take part in a training exercise, amid the Russian invasion of Ukraine, in Dnipropetrovsk region, Ukraine, 14 may. PHOTO: Reuters/Gleb Garanich.

But Ukraine has reclaimed territory in its northeast, driving the Russians out of Ukraine’s second-largest city of Kharkiv. Maintaining pressure on Izium and Russian supply lines will make it harder for Moscow to encircle hardened Ukrainian troops on the eastern Donbass front.

Ukrainian President Volodymyr Zelenskiy also said complex talks were underway to find a way to evacuate a large number of injured soldiers from a besieged steelworks in the port of Mariupol in exchange for the release of Russian prisoners of war.

Mariupol, which has suffered the heaviest fighting in nearly three months of war, is now in Russian hands, but hundreds of Ukrainian fighters are still holding out at the Azovstal steelworks despite weeks of heavy Russian bombardment.

Western military analysts say Russian President Vladimir Putin and his generals did not anticipate such fierce Ukrainian resistance when they launched the February 24 invasion.

In addition to losing a large number of men and a lot of military equipment, Russia was hit by economic sanctions. The major Western economies of the Group of Seven pledged in a statement on Saturday to “further increase economic and political pressure on Russia” and supply more arms to Ukraine.

Commenting on the latest developments in eastern Ukraine, regional governor Oleh Sinegubov said in comments posted on social media: “The hottest point remains the management of Izium.”

“Our armed forces have gone into a counter-offensive there. The enemy is retreating on some fronts and that’s a result of the character of our armed forces,” he said.

Diplomatic tremors
The invasion of Moscow, which it calls a “special operation” to disarm Ukraine and protect it from fascists, has shaken European security. kyiv and its Western allies say the assertion of fascism is a baseless pretext for an unprovoked war of aggression.

The war prompted Finland to abandon its military neutrality and seek NATO membership. Sweden is expected to follow suit.

Finnish President Sauli Niinisto told Putin by telephone that his country, which shares a 1,300 kilometer border with Russia, wanted to join NATO to bolster its own security.

Putin told Niinisto it would be a mistake for Helsinki to abandon its neutrality, the Kremlin said, adding that the move could harm bilateral relations.

Ukraine Mariupol Azovstal Ironworks2

A view shows the destroyed facilities of Azovstal Iron and Steel Works during the Ukraine-Russia conflict in the southern port city of Mariupol, Ukraine, May 13. PHOTO: Reuters/Alexander Ermoshenko.

Turkish President Tayyip Erdogan said on Friday that it was not possible for his NATO member country to support the alliance’s enlargement because Finland and Sweden were home to “many terrorist organizations”.

The foreign ministers of Finland and Turkey were due to meet in Berlin later on Saturday to try to resolve their differences over NATO membership.

Erdogan’s spokesman, Ibrahim Kalin, said on Saturday that Turkey had not closed the door on Sweden and Finland’s membership, but wanted negotiations with the two countries and a crackdown on what ‘she sees as terrorist activities in Europe.

Kalin said the Kurdistan Workers’ Party (PKK) – designated as a terrorist organization by Turkey, the United States and the European Union – was fundraising and recruiting in Europe and that its presence was “strong and open” in Sweden in particular.

“What needs to be done is clear: they must stop allowing PKK media, activities, organizations, individuals and other types of presence…to exist in these countries,” Kalin said.

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G7 ministers back more aid
One of the objectives of Russia’s action in Ukraine was to prevent the former Soviet republic from joining NATO.

German Chancellor Olaf Scholz, who spoke to Putin by phone on Friday, said he detected no signs of a change in the Russian leader’s thinking on the conflict.

In an interview for the t-online news site published on Saturday, Scholz said Western sanctions against Russia would remain in place until it reaches an agreement with Ukraine, adding: “Our goal is may this invasion fail”.

Meeting in Germany, the foreign ministers of the group of rich countries of the G7 supported the granting of additional aid and weapons to Ukraine.

In their statement, the G7 ministers – from the United States, Japan, Germany, Britain, France, Italy and Canada – also pledged to “accelerate our efforts to reduce and end dependence on Russian energy supplies”.

Russian Foreign Minister Sergei Lavrov said the West’s sanctions amounted to “all-out hybrid warfare” against Moscow, but Russia would resist the sanctions by forging deeper partnerships with China, India and others.

Ukraine Irpin ruined his house

Tetyana Buyalo holds flowers from her garden next to her house destroyed by Russian shelling in a residential area, as the Russian invasion of Ukraine continues, in Irpin, Ukraine, May 13. PHOTO: Reuters/Carlos Barria

As Russian and Ukrainian forces engaged in artillery duels near their common border north of Kharkiv on Saturday, Vera Kosolapenko, 67, wept as she stood in the still-smoldering ruins of her small home, hit by a Russian missile on Friday.

“I don’t know how I’m going to rebuild this house,” she said as explosions echoed through her leafy village of Bezruky.

“Loved this place.”

Ukrainian Zelenskiy said complex negotiations were underway on the next phase of the evacuation mission from the Azovtal steel plant in Mariupol, with international intermediaries involved in the talks.

Erdogan’s spokesman said Turkey offered two weeks ago to carry out a sea evacuation of injured fighters from the factory. The proposal remains “on the table” although Moscow has not accepted it, he said.

The Russian Defense Ministry said its forces struck Ukrainian command posts, ammunition depots and other military equipment in several regions, including Donbass, killing at least 100 Ukrainian “nationalists”.

Reuters could not independently verify the report.


Virginia Court Approved $489 Million in Aid for Victims of Illegal Internet Payday Loans Sat, 14 May 2022 13:20:37 +0000

RICHMOND, Va. (WRIC) – The federal court in Richmond has given preliminary approval to a class action settlement that would provide $489 million in relief to victims of illegal internet lending.

The ruling was released Thursday, May 12, and will affect approximately 555,000 consumers who have been charged more than 600% interest on loans by predatory internet payday lenders.

Litigation against predatory lenders began more than three years ago when a coalition of law firms, including the Virginia Poverty Law Center, Kelly Guzzo and Consumer Litigation Associates, came together to address the ongoing challenge of lending illegal wages.

“These law firms have taken the illegal lenders to court,” said Jay Speer, executive director of the Virginia Poverty Law Center. “We are very grateful for their tenacity and passion in engaging in this three-year fight for today’s settlement.”

Today’s settlement is one of many these law firms have secured with illegal internet lenders in recent years, including a $433 million settlement in 2019.

The proposed settlement provides $450 million in consumer debt forgiveness that will be paid in cash for most consumers.

The settlement will also set aside $39 million for the creation of a common fund for those who have repaid illegal amounts.

Settlement Class Members will not need to submit a Claim Form and will receive notice by email or US Mail.

In addition to litigation, VPLC helps borrowers through the organization’s predatory lending hotline to 866-830-4501 and advocating for better laws to protect borrowers.

How to get the most out of your tips Sat, 14 May 2022 12:00:00 +0000

Tipping for services rendered while traveling is common in the United States, but not so much in countries like Japan and Brazil, among others. But if you’re traveling to distant lands — or even to another U.S. state — this summer, it pays to know a few rules of the road when it comes to tipping.

Start with these tips for managing your tipping needs when traveling this summer.

Know the proper failover ranges. The average tip for a sit-down meal in the United States is always between 15% and 20%. For taxis and Uber (UBER) – Get the report from Uber Technologies, Inc. trips, tip amounts vary based on mileage and total costs. A study by The National Bureau of Economic Research shows that the average tip for an Uber ride is $3.