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Consumer Credit and Personal Payday Loans

In these pages you will find, for each financial company, specific information on the online financing offered, reviews and advice on the offer, as well as an institutional presentation of the product.

This guide will certainly help you choose your loan online.

A personal payday loan is nothing but a loan issued by a credit institution. This loan is at a fixed rate, with constant installments to be repaid normally on a monthly basis, calculated with amortization.

On M.Bailva, you will find information on the best personal payday loan offers that the market offers at this time. In addition to banks, financial companies also provide personal payday loans: click on the banners on the page and make your free quotes, absolutely non-binding. A few clicks separate you from the best funding for you.

 

What is a personal payday loan

What is a personal payday loan

The personal payday loan is a consumer credit product that provides for the financing of a pre-established sum at a fixed interest rate, and repayable according to a repayment plan in constant installments. Today it is the most used form of financing in Italy and still stands despite an economic crisis that has lasted for years, thanks to the ease of the formula and the standard structure.

As we always remember, a personal payday loan is a specific loan for private individuals that allows you to get a sum of money in a single payment. The amount that will be repaid and the repayment plan is established in a fixed period with an installment plan that can be at a constant or variable amount.

 

Purpose of a personal payday loan

Purpose of a personal payday loan

We remind you that personal payday loans fall into the category of so-called “non-finalized” loans, ie that they are not connected to a specific and predetermined function such as the purchase of a specific good or service.

Its disbursement is NEVER subject to the purchase of a specific good or service, and the bank delivers it directly to the customer’s current account that requests it.

However, M.Bailva advises you to always get an estimate from the shopkeeper, if possible, when applying for a personal payday loan: in this way, you will get better rates and delivery times will be much faster.

 

HOW TO REQUEST A personal payday loan: the traditional channel and the web

HOW TO REQUEST A personal payday loan: the traditional channel and the web

It is possible to REQUEST A personal payday loan using one of the following distribution channels: going to your bank or another by choice or to a qualified financial institution, or directly through one of the sites available on the Internet (the links are present on these pages).

M.Bailva always advises you to take a trip on the web evaluating the best online offers and comparing them with one of the innumerable tools made available by the web. In this way, delivery times will also be shorter.

A typical channel such as the bank branch has longer delivery times, although sometimes it happens that we have conditions at least as favorable as those found on the web.

M.Bailva always advises to evaluate and verify before choosing, both in the bank and on the internet!

 

Online loans

Online loans

Remember: the APR represents the total cost of the credit expressed as an annual percentage and includes the interests and the following costs: stamp duties, preliminary fees (where applicable), monthly management fee.

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